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Cookie Policy

We believe in transparency. This policy explains what tracking technologies we use on zeranofica.com, why we need them, and how you can manage your preferences.

Effective Date: January 15, 2025 | Last Updated: March 8, 2025

What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us remember your preferences and understand how you interact with zeranofica.com.

Think of them as digital bookmarks. When you return to our site, cookies help us recognize you and provide a smoother experience tailored to your needs.

Most websites use cookies in some form. They're standard practice across the internet, and we use them responsibly to improve your experience with our cash flow management tools.

Types of Tracking We Use

We categorize our tracking technologies into four main types. Each serves a specific purpose in helping us deliver better service to you.

Essential Cookies

These are necessary for the site to function properly. Without them, you wouldn't be able to navigate our platform or use basic features like secure logins.

  • Session management and authentication
  • Security features and fraud prevention
  • Basic functionality and navigation
  • Form submission and data processing

Functional Cookies

These remember your choices and preferences to make your experience more personal. They help us provide features you've specifically requested.

  • Language and region preferences
  • Display settings and customizations
  • Previously viewed content
  • Saved dashboard configurations

Analytical Cookies

We use these to understand how visitors interact with our platform. This data helps us identify areas for improvement and optimize user experience.

  • Page visit tracking and navigation paths
  • Feature usage and interaction patterns
  • Performance monitoring and error detection
  • User journey analysis

Marketing Cookies

These track your browsing activity to deliver relevant content and measure campaign effectiveness. You can opt out of these at any time.

  • Targeted content delivery
  • Campaign performance measurement
  • Cross-platform activity tracking
  • Conversion and engagement metrics

Managing Your Cookie Preferences

You have full control over which cookies you accept. Most browsers allow you to manage cookie settings through their preferences menu.

Keep in mind that blocking certain cookies might affect your experience on zeranofica.com. Essential cookies are necessary for basic functionality, so disabling them could prevent you from accessing key features.

Google Chrome

Navigate to Settings → Privacy and security → Cookies and other site data. From here, you can block third-party cookies or clear existing ones.

Mozilla Firefox

Go to Settings → Privacy & Security → Cookies and Site Data. Choose your preferred level of protection from standard, strict, or custom settings.

Safari

Open Preferences → Privacy → Manage Website Data. You can remove stored cookies or prevent cross-site tracking entirely.

Microsoft Edge

Access Settings → Cookies and site permissions → Manage and delete cookies. Configure blocking levels or view stored cookies by site.

How Long We Keep Cookie Data

Different cookies have different lifespans depending on their purpose. Session cookies disappear when you close your browser, while persistent cookies remain for a set period.

Cookie Type Retention Period Purpose
Session Cookies Until browser closes Maintain your active session and preferences during your visit
Authentication 7-30 days Keep you logged in between visits for convenience
Preference Cookies 12 months Remember your settings and customization choices
Analytics Cookies 24 months Track long-term usage patterns and improvements
Marketing Cookies 6-12 months Measure campaign effectiveness and content relevance

Important Note: We regularly review and update our cookie usage to align with current privacy standards and Australian regulations. Any significant changes to this policy will be communicated through email notifications to registered users.

Third-Party Cookies

Sometimes we work with trusted partners who place their own cookies on your device. These help us provide enhanced functionality or measure the effectiveness of our services.

For instance, we might use analytics providers to understand traffic patterns or payment processors to handle secure transactions. Each third party has their own privacy policy governing their cookie usage.

We carefully vet all partners to ensure they meet our standards for data protection and user privacy. You can review their individual policies through the links provided in our main privacy documentation.

Your Rights and Choices

Under Australian privacy legislation, you have specific rights regarding your data and how we collect it through cookies.

You can request information about what data we've collected, ask us to delete certain information, or withdraw consent for non-essential cookies at any time. These rights don't affect the functionality of our platform.

We process all requests within 30 days and provide clear confirmation of any actions taken. Your privacy matters to us, and we're committed to respecting your choices about data collection.

Questions About Our Cookie Policy?

We're here to help if you have concerns about how we use cookies or need assistance managing your preferences. Reach out through any of the channels below.

help@zeranofica.com +61 412 522 796 13 Penelope Cres, Arndell Park NSW 2148, Australia
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zeranofica

We help Australians develop practical money management skills through structured education focused on cash flow fundamentals. Our courses give you the tools to understand where your money goes and how to make better financial decisions.

Our Location:
13 Penelope Cres
Arndell Park NSW 2148
Australia

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We use tracking files to enhance your browsing experience and understand how you interact with our educational resources. These help us provide better content and improve our services for all learners.

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